Risk Engineer

Back to jobs Risk Engineer Tokyo, Japan Apply About Paidy, Inc. Paidy is Japan's pioneer and leading BNPL service with the mission to spread trust through society and to give people room to dream. Paidy offers instant, monthly-consolidated credit to consumers by removing hassles from payment and purchase experiences. Paidy uses proprietary models and machine learning to underwrite transactions in seconds and guarantee payments to merchants. Paidy increases revenue for merchants by reducing the number of incomplete transactions, increasing conversion rates, boosting average order values, and facilitating repeat purchases from consumers. Paidy has reached an agreement to join PayPal, the global payments company. Paidy will continue to operate its existing business, maintain its brand and support a wide variety of consumer wallets and marketplaces by providing convenient and innovative services. Paidy continues to innovate to make shopping easier and more fun both online and offline. For more information, please visit http://www.paidy.com. About Position The position is within the risk engineering team, which is tasked with designing, building, maintaining and operating the set of services that underwrites Paidy’s transactions. These services use machine learning models to predict credit risk and statistical models to detect, block and alert on fraudulent transactions in milliseconds. Recently our scope of work expanded to include designing, building and maintaining new internal web application tools that empower internal teams to experiment with and implement better fraud detection/prevention methods, credit risk policies, and collections policies to further maximize our revenue. We enjoy using Scala in a functional and pragmatic way to ease the burden of delivering quality backend software. We prefer simple solutions that allow us to iterate quickly and deploy them to production often. We value ownership and trust each other to deliver quality work in a timely manner. Key Role and Responsibilities Work in cross-functional teams that include product owners, data scientists and other business domain engineers to deliver new features. Periodically evaluate if our services are meeting our security, maintainability, observability and reliability standards, capture any deficiencies and work with the rest of the team to address them. Work directly with product owners and stakeholders to ensure that new requirements will not degrade our platform’s performance, reliability or security. When assigned as a feature team lead, design and build consensus around new solutions architecture, build the technical implementation roadmap and work with the team to execute it. Skills and Requirements Required to have: Knowledge of Functional Programming and/or Scala and its ecosystem Understanding of software architecture and design with the ability to align the overall service architecture Experience with building distributed systems, scalability and low latency software Experience with maintaining and further developing existing code bases Ability to work with non-experts, discuss their needs and help them formulate their requirements. Ability to explain complex technical concepts to non-experts Showsinterestintheorganization's engineering strategy, product development strategy and how that aligns to the overall business strategy Ability to define task outlines and deliverables Demonstrates a sense of urgency when required Ability to manage some ambiguity and exercises good judgment when needed Ability to give and receive constructive feedback tactfully upstream and downstream Excellent communication skills, ability to interact effectively with multidisciplinary teams Big plus if you have experience with: Cassandra, Elasticsearch, Kafka and Postgres CircleCI, AWS, Fargate, Terraform, Datadog Modern front end technologies Event Sourcing and CQRS Working on a payment platform or other fintech field Paidy team will ask about your user experiences with Paidy Apps during the interview. Please download Paidy App and try it out! iOS: https://apps.apple.com/jp/app/paidy/id1220373112 Android: https://play.google.com/store/apps/details?id=com.paidy.paidy&hl=en&gl=US For those who are not able to downloadPaidyApp,duetotheregional restrictions, please be advised that you download the similar App, such as Klarna, Afterpay, Affirm and so forth, and come up with your opinions on these applications and services. Please note that you must be eligible to work in Japan. What We Offer You Diversified team with 221+ colleagues from 37+ countries Exciting work opportunities in a rapid-growing organization Cross-functional collaboration Flexible work-from-home arrangement Competitive salary and benefits Paidy Values Be a winner / 勝ちにこだわる Beat expectations / 常に期待値を超える Display surprising speed / 人をスピードで驚かす Embrace risk / リスクを恐れない Own it and deliver / 結果を出す Commit to what, when and how to deliver/ 目的・やり方・期限にコミットする。 Own the actions to deliver / 結果のためのアクションにこだわる Embrace conflict when needed to deliver results / 必要なら対立・衝突も恐れない Play an integral role / 大切なピースになる Make an irreplaceable contribution to our business / 替えの効かない貢献をする Embrace and bridge differences in language and culture / 皆が言語と文化の架け橋にな る Raise the bar / スタンダードを上げ続ける Create a Job Alert Interested in building your career at Paidy Inc/Paidy合同会社? Get future opportunities sent straight to your email. Create alert Apply for this job * indicates a required field Autofill with MyGreenhouse First Name* Last Name* Email* Phone Country* Phone* Location (City)* Locate me Resume/CV* Attach Attach Dropbox Google Drive Enter manually Enter manually Accepted file types: pdf, doc, docx, txt, rtf Education School Select... Degree Select... Discipline Select... Start date month Select... Start date year End date month Select... End date year Add another Current Base Salary in JPY (Yearly)* Enter number in the following format: xx,xxx,xxx Current Bonus in JPY (Yearly)* Enter number in the following format: xx,xxx,xxx Other incentive such as RSUs, housing, allowances, etc. in JPY (Yearly)* Enter number in the following format: xx,xxx,xxx Total Desired Salary in JPY (Yearly)* The answer can be refined in later interview stages. Please input a ballpark figure in the following format: xx,xxx,xxx Expected offer date* Please describe when you need to get an offer by? Please let us know about your other ongoing interview processes (list of companies, interview stage and date, name of company or industry). i.e. 1st interview on yyyy/mm/dd with xxx company for xxx position 2nd interview on yyyy/mm/dd with xxx company for xxx position Final interview on yyyy/mm/dd with xxx company for xxx position Have you been referred from someone at Paidy,Inc? Have you applied to Paidy, Inc. in the past? If yes, please indicate the details. * Let us know the date(s), agencies used if any, and positions you've applied to. i.e. 1st application on yyyy/mm/dd through xxx agency for xxx position 2nd application on yyyy/mm/dd through Paidy's website for xxx position 3rd application on yyyy/mm/dd through Linkedin for xxx position LinkedIn Profile In which country are you currently located? * This and the following questions help us understand working rights and visa processes that the HR side may have to prepare for. What is your nationality? * If you are based in Japan, what is your visa status? (visa type and date of expiration) * If you are not based in Japan, are you willing to relocate to Japan? * Select... In case you are willing to relocate to Japan, it will take a few months for the visa approval process. In this case, are you willing to wait several months for the visa approval to be completed before your potential start date with Paidy? * Select... 採用応募者に対する個人情報の取扱いに関する同意/Letter of Consent for the Handling of Personal Information from Recruitment Applicants* Select... 株式会社Paidy 1.取得および利用目的 (English will follow) 株式会社Paidy(以下「弊社」という)は、弊社への採用をご希望される皆様の氏名、住所、電話番号、メールアドレス等の個人を識別できる情報を委託先のシステム及び求人エージェントを通して取得・利用します。取得・利用目的は、採用活動(書類審査、面接、評価、応募者への連絡等)のためとし、それ以外の目的での利用はいたしません。 2.安全管理 弊社は、個人情報へのアクセスまたは個人情報の紛失、破壊、改ざん、漏えい等の危険に対して、必要な安全対策を継続的に講じるよう努めます。また、委託先が取得した個人情報を適正に管理できるよう、必要かつ適切な管理・監督を行います。 3.個人情報管理責任者およびお問い合わせ先 弊社では、個人情報を適切に保護するための管理者を下記の者が担当いたしております。また、個人情報管理に関する問い合わせや開示、訂正または削除のご依頼は下記までご連絡ください。 株式会社Paidy コンプライアンス部 プライバシーマネジャー [email protected] 個人情報相談窓口 〒107-6212 東京都港区赤坂9-7-1 ミッドタウン・タワー12階 [email protected] --------------------------English-------------------------- Paidy Inc. Acquisition and Purpose of Use Paidy Inc. (hereinafter referred to as the “Company”) may obtain and use personal information, such as name, address, telephone number, and email address, of individuals who wish to apply for employment with the Company, through recruitment management systems operated by service providers and through recruitment agencies. Such acquisition is for the purpose of use in recruitment activities (such as pre-interview screening process, interviews, assessment, and communication with the applicant), and the Company will not use such information for any other purpose. Security Control The Company will continuously endeavor to implement the security measures as are necessary to protect the personal information from the risks of unauthorized access, loss, destruction, alteration, or leakage. Also, we will take necessary and appropriate measures to manage and supervise our service provider to ensure that the personal information they obtain is handled properly. Personal Information Control Manager and Point of Contact On behalf of the Company, the following personnel serve as the manager for properly managing the personal information. Please address any inquiry for personal information management or any request for disclosure, correction, or deletion to the following. Privacy Manager, Compliance Division, Paidy Inc. [email protected] Point of Contact for Personal Information 12th Floor, Midtown Tower, 9-7-1 Akasaka, Minato-ku, Tokyo 107-6212 [email protected] Submit application